Are you aware about your ATM transaction limit of your bank?. Did you charged more money for your ATM transactions/withdrawals?. If yes continue to read this article. Just be aware about your ATM transactions/withdrawals.
With effect from November 01, 2014, Savings bank account holders can do a minimum of three transactions (including both financial and non-financial transactions) free of charge in a month at other bank ATMs in case of ATMs located in six metro locations, viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad. At other locations, the savings bank account holders can transact a minimum of five transactions (including both financial and non-financial transactions) free of charge in a month at other bank ATMs. Similarly, Basic Savings Bank Deposit Account holders will continue to get five free transactions (including both financial and non-financial transactions) in a month at other bank's ATM at all locations including the above six metro locations, subject to other conditions associated with such accounts.
Further, savings bank account holders can transact a minimum of five transactions (including both financial and non-financial transactions) free of charge in a month at own bank ATMs irrespective of location of ATMs.
Banks on their own can decide to offer more number of transactions free of cost to their customers. In case of charges to be levied on customers, the customer can be charged a maximum of Rs. 20/- per transaction (plus service tax, if any) by his/her bank.
[As of 01/04/2015]
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