Complete explanation on NEET exam

A special thanks to Upasana Pradhan who is Career Counsellor in Medical, Nursing, and RRB at NextInCareer.com to provide well explanation on NEET. 

National Eligibility Cum Entrance Test, which is in short called as NEET. This is a National Entrance Examination which offers the student admission in various Medical and Dental Colleges. The NEET replaced AIPMT, which was earlier proposed by CBSE (Central Board of Secondary Education) and MCI (Medical Council of India). The Exam offers an approx. of 90,000 seats (approx) in MBBS and BDS Colleges in India. Earlier, the CBSE was the conducting body of the NEET Exam, but now, the National Testing Agency (NTA) conducts the Entrance Exam. The Exam is conducted in the month of May every year.

What is its Eligibility Criteria?

The Eligibility Criteria is very important for the candidates before filling the application form. On the basis of the eligibility criteria, candidates will be selected for the further procedure.

1. You need to have Physics, Chemistry, Biology/Biotechnology as their compulsory subjects in Class 10th and 12th and must have passed these subjects
2. The Minimum Qualifying Percentage of Marks in Class 10th and 12th in these subjects varies from category to category. 50% for General Category, 45% for General-PH, 40% for SC/ST, and Reserved Category (Handicapped).
3. Candidates who are qualifying in nature are also eligible to apply for NEET. For these candidates, they have to show their passing certificate at the time of the counseling round.
4. Maths Marks are not considered in NEET Exam.
5. Candidates must be Citizen of India, NRI, OCI.

Reservation of Seats

1. 85% Seats are reserved for states counselling.
2. 15% Seats are reserved for All India Counselling.

For participating in the State Quota Counselling (85% Seats), candidates must be a domicile of India, Must have their Residency Proof and must have passed Class 10th and 12th with minimum marks.

For All India Counselling, candidates must be a citizen of India with a minimum age of 18 years as on 31st December 2019 Recently, the NEET has removed the upper age limit criteria for the students. Students of any age can apply for the NEET.

Participating Institutes/Colleges

Some of the colleges that participate in NEET Entrance Examination are-

• AFMC (Armed Forces Medical College)
• BHU (Banaras Hindu University)
• the University of Delhi and Jamia Hamdard University.

You can get all the details about NEET Exam Pattern 2020: Question Paper Format & Marking Scheme

Exam Pattern of NEET

• The NEET Exam from now onwards will be conducted online, CBT
• The NEET Exam will be conducted in 11 Languages - English, Hindi, and 9 different languages (Marathi, Odia, Tamil, Marathi, Urdu Bengali, Telugu, Kannada, and Assamese.
• The Total Time Duration of the Exam is 3 Hours.
• Total Number of Questions - 180 Questions
• Total Number of Marks- 720 Marks
• The Exam Paper is divided into three sections - Physics, Chemistry and Biology (Botany and Zoology).
• 4 marks for each correct answer, -1 for a wrong answer.

Qualifying Percentile

• 50% for General Category
• 45% for General-PH Category and
• 40% for Reserved Category (SC/ST/OBC)

Books Recommended for NEET Exam Preparation

For Biology

• NCERT Biology (Highly Recommended)
• Objective Biology by Dinesh
• Pradeep Publication's Biology
• GRB Bathla's Publication's for Biology

For Biology

• NCERT Biology Book
• Physical Chemistry by O.P. Tandon
• Organic Chemistry by Morrison and Boyd for Organic Chemistry
• Modern’s ABC of Chemistry for class 11th and 12th

For Physics

• NCERT Physics (Part I and II)
• The concept of Physics by H.C Verma
• Fundamentals of Physics by Halliday, Resnick, and Walker

NEET Dress Code

The National Testing Agency has made strict rules on the dress code for the candidates while applying for the exam. Candidates have to follow the following dress code during NEET Exam.

The NEET is known to be one of the largest exam for offering Medical and Dental courses after AIIMS and JIPMER.

Categories: News, Others, Self Help

Strategise UPSC Preliminary exam preparation

Preparation for the civil services examination requires one to be tuned in to information sources all the time, and not just because the notification for the year's Preliminary Exam has been put out.

Aspirants should grant importance to the Preliminary Exam (PE) as this is the gateway to the next two stages, the main exam and the personality test (PT). As a large number of candidates appear at this stage, the PT becomes the deal breaker. Several bright students who may have done well in the main exam fail to clear it, including those who may have failed the PT in previous attempts. So the PE should not be taken lightly. Candidates should follow a result-oriented strategy to crack it.

HERE ARE A FEW USEFUL TIPS:

First things first:

It is essential that the candidate has no shortage of 'information' or what is known as the knowledge base. The syllabus for the PE is not exhaustive -- it is of a reflective nature. Therefore, a majority of candidates find it really difficult to decide what to read and what to exclude. Candidates must develop the knack of gathering information. It is a knack, because if you don't cultivate it, then the 'quantity' of the info goes up, and its 'quality' comes down. To develop this knack, candidates should:

Take utmost care when selecting readings and references. Don't refer to just anything and everything. Read quality books, government journals and selective government documents at all levels of this exam. Remember, there is no short cut to a good thing.

Go through previous years' question papers. While browsing through them, examine the way the questions are fashioned -- their nature, style of framing, depth, the element of confusion being created, etc.

What comes next:

Get in sync with what is expected of you. Since the process of change commenced (precisely after the so-called CSAT paper was introduced in the PE), there has been a declared shift from rote learning- to application learning-based questions. This was one of the aims of the change as declared by the Cabinet Minister, Department of Personnel Training in Parliament in 2010. Now 'cramming' is almost of no use. It is now essential that candidates have conceptual clarity about the information they have. Now, a majority of the questions are of a hybrid nature, based as much on factual knowledge as on conceptual clarity.

This is why just having (or knowing) the information is not enough. One is supposed to have the ability to comprehend the various applications (or uses) of the information. Application-based preparation is the need of the hour. Materials or dictated notes are of little use in this regard as their application cannot be written or taught, it is a thing to be learnt, either through the right experts or through self-teaching.

Last, but certainly not least:

To achieve success in competitive exams, one has to beat others with traits, such as precision, speed, etc. And for this, practice is essential: one should take a few mock tests. Mock tests have several benefits: they teach you to manage time; face a variety of questions based on a variety of relevant info; and help you listen to the analysis of experts. But taking care of the quality of mock tests is also essential: they should be able to simulate the pattern, standard and originality of the UPSC.

Find out below for important exam dates for the year of 2016.

Categories: News

Unlimited ATM Transactions

As you may be aware about how many atm transactions are free per month with in your bank and other banks. if you dont aware of this please read free atm transactions limit and just get refresh yourself before continue to read this article. It may give to you better understand about atm number of transactions limit.

How to get unlimited number of transactions or withdrawals in atm? As per RBI terms and conditions if you try to transact/withdraw money more than allowed transactions limit you may charge a maximum of Rs. 20/- per transaction (plus service tax, if any) by your bank.

ItzCash offers Multi-Purpose Reloadable Prepaid Card in association with HDFC Bank, DCB Bank & IDBI Bank with Visa/MasterCard network partners. This ItzCash cash card can store your money on safely. You can access your funds stored on the card from anywhere, anytime. ItzCash Offers you a convenient way of carrying cash. ItzCash Card can reloaded any number of time from ItzCash World Outlet. You can withdraw cash from all Visa/MasterCard network ATM, online and merchant outlets without bank account.

Also you can enjoy below additional benefits with ItzCash,

·         Utility bill payments online

·         Train, air and bus ticket booking online

·         Movie ticket booking online

·         Mobile & DTH recharge online

·         Online shopping

·         Shop at any merchant outlet

·         ATM cash withdrawal

How to Apply for ItzCash Card?

·         Customer visits ItzCash World Outlet

·         Fills application form

·         On card activation customer can start using card for online transactions and at merchant outlets supported by Visa/MasterCard (Note: In Case of IDBI Bank – Freedom Prepaid Card, on card activation it can be used at only ItzCash Payment gateway. It cannot be used at any merchant outlet or for any other online transactions)

·         An address and ID proof along with passport size photographs are submitted (as per respective banks KYC policy)

·         On submission of address and identity proof card would be upgraded in 3 working days.

·         Post upgrading card, within 3 business day's customer can use it at any Visa/MasterCard supported ATM. The limit on card is upgraded from Rs. 10,000 per month to Rs. 50,000 at any point of time.(Note: In Case of IDBI Bank – Freedom Prepaid Card, on card up-gradation it can be used for all transaction at retail outlets or online.)

For more details please visit http://itzcash.com

Categories: News

Aware About Free ATM Transactions

Are you aware about your ATM transaction limit of your bank?. Did you charged more money for your ATM transactions/withdrawals?. If yes continue to read this article. Just be aware about your ATM transactions/withdrawals.

With effect from November 01, 2014, Savings bank account holders can do a minimum of three transactions (including both financial and non-financial transactions) free of charge in a month at other bank ATMs in case of ATMs located in six metro locations, viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad. At other locations, the savings bank account holders can transact a minimum of five transactions (including both financial and non-financial transactions) free of charge in a month at other bank ATMs. Similarly, Basic Savings Bank Deposit Account holders will continue to get five free transactions (including both financial and non-financial transactions) in a month at other bank's ATM at all locations including the above six metro locations, subject to other conditions associated with such accounts.

Further, savings bank account holders can transact a minimum of five transactions (including both financial and non-financial transactions) free of charge in a month at own bank ATMs irrespective of location of ATMs.

Banks on their own can decide to offer more number of transactions free of cost to their customers. In case of charges to be levied on customers, the customer can be charged a maximum of Rs. 20/- per transaction (plus service tax, if any) by his/her bank.

[As of 01/04/2015]

Categories: News

Chennai Metro Rail Train Schedule and Ticket Fare

After the long wait, the Chennai Metro Rail has been opened to public on June 29, 2015. Chennai Metro Train is operated and maintained by Chennai Metro Rail Limited (CMRL). The complete Chennai metro rail timings and fare details has been released. Find out below for Chennai metro train timings/schedule. Use this and plan your journey accordingly.

Chennai Metro train Timings/Schedule

There are total of 7 Metro stations between Koyambedu and Alandur. Train will stop at each stations for 30 seconds. Passengers can board at any of these stations in the course of the metro track. All the stations in the Chennai Metro route is listed below.

Chennai Metro Rail Station List:

• Koyambedu
• CMBT
• Arumbakkam
• Vadapalani
• Ashok Nagar
• Ekkattuthangal
• Alandur / St.Thomas Mount

 

 

Chennai Metro Time Table / Train Schedule

Timings: 6 AM – Mid Night

No. of trains: 9

Stop time at stations: 30 seconds

Total Distance (in Kms): 10 Kms

Travel Time: 17 mins

Capacity: 1,276 (176 sitting and 1,100 standing)

The Chennai city metro will run starting from early morning (6 AM) till midnight. The train will stop at every stations for 30 seconds. The train has the capacity of 1276 persons including standing capacity. It will take approximately 17 minutes to reach St.Thomas mt station (Kathipara). Metro railway will be operated on all days – Monday, Tuesday, Wednesday, Thursday, Friday, Saturday, Sunday.

Reservations will be present in this local train. The official website of CMRL is chennaimetrorail.gov.in

Chennai Metro rail Fare

Minimum fare: Rs.10

Maximum fare: Rs.30 – 40

Initially it was said that the free Chennai metro rail ticket will be there. The free travel was discussed as it will increase the use of the new Metro rail. The Chennai metro train ticket charge / fee will range between 10 rupees and 40 rupees.

Chennai Metro rail route map

Find out below for Chennai Metro train route map. Look at the map briefly so that you can understand the metro train stations order. It may help to you plan your journey.

Share this to your friends and Enjoy the Metro train service at Chennai now.

Categories: News

DigiLocker: Government’s e-vault to protect your important files

Storing hard copies and keeping records of all your financial documents is not only cumbersome but unsafe. Just going paperless is not enough. It is important that you organize all your important papers at one place. In case of emergency it becomes easier for your family to access all documents quickly.

With e-vaults and free cloud storage, this task has become easier. In fact, the government has recently launched a free digital vault service, DigiLocker, which lets you store such sensitive data safely.

Still in its beta phase, DigiLocker is the national Digital Locker System that can help you consolidate all your important papers at one place. However, you need to have an Aadhaar card.

How it works
To open an account you'll have to enter your UID number. The system will send a one-time password (OTP) to your registered mobile number and email ID to validate your identity. Once you log in you can start uploading your documents under the `my certificates' section.

You can either upload scanned copies, which, if required, can be digitally signed. The locker is also a repository of all your government issued e-documents.These electronic e-documents are uploaded by issuers, government departments or agencies such as CBSE, registrar office, income tax department, etc., in a standard XML format that is compliant to digital locker technical specifications. Right now, you'll only get 10MB of free space, which will be later increased to 1 GB.

While the documents you upload can be shared via email, the e-documents from governments agencies viewed by an authorized list of requestors such as a bank, university , the passport office or the transport department. To make the e-document at par with the original one, you can also digitally sign these documents.

Other options
DigiLocker is a first from the government. However, private e-locker services have been around for some time now. ICICI bank has a similar e-locker service which customers can use by login in through their internet banking or ICICI Direct account login.

Then there are private businesses like Kleeto.in that provide secure online storage for a fee ranging from Rs 200 to Rs 2,000. For a basic yearly subscription package of Rs 200, Kleeto will securely store 15 documents of 5 pages each and an online storage of up to 50MB. They will pick-up, scan, upload and keep the papers safe. When you need the originals, they will be sent to you within 2-3 days.

Private e-vault services lets you create folders and categorize to make browsing easy. Free cloud storage like Google Drive and Dropbox also let you do the same. However, cyber law and jurisdiction is a concern.

Data security
Similar to online banking transactions, the OTP that unlocks your DigiLocker account gets erased immediately making the process secure. "Online free storage services are equally secure, however, the government's locker is more secure primarily because the data gets stored within India and you are legally protected under the Information Technology Act, 2000.

On the other hand, if you store anything in DropBox or Google drive, you are governed under US regulations and there is no direct protection under the IT Act," says Sivarama Krishnan, director risk advisory, PwC India. The a count and the related data being directly linked to the Aadhaar gives it additional protection. "If required, there is an ability quired, there is an ability to uniquely identify who is accessing the account and what is being accessed," adds Krishnan.

Use below URL for register or get more info related to this topic,

https://digitallocker.gov.in/

Categories: News

Service tax raised to 14% from today(01 June 2015)

The government has increased the service tax from 12.36% to 14% and the raise will be effective from today(01 June 2015).

The raise was proposed by Union Finance Minister Arun Jaitley in the 2015-16 budget sessions. The hike in service charge is likely to affect common people as tax is charge on below,

Ø  Railways,

Ø  Airlines,

Ø  Banking,

Ø  Insurance,

Ø  Advertising,

Ø  Architecture,

Ø  Construction,

Ø  Credit cards,

Ø  Mobiles,

Ø  Event management and tour operators.

In the Railways, 0.5% hike will be brought under effect from today in the AC and First Class,Second class, third class fares and freight charges.

"Currently, 3.7% service tax is charged on train fares for AC Class, First Class,Second class, third class fares and freight.

This will go up to 4.2% from today which means the rise is only 0.5%," a railway ministry official said.

The government has proposed the raise to facilitate a smooth transition to the Goods and Services Tax (GST) system.

"To facilitate a smooth transition to charge of tax on services by both the Centre and the States, it is proposed to increase the present rate of service tax plus education cesses from 12.36% to a consolidated rate of 14%," Jaitley had said in the Budget speech.

You have to spend more money for using mobiles, eating out and travelling as the service tax rate goes up to 14 per cent. Some of the key services that will become costlier are: railways, airlines, banking, insurance, advertising, architecture, construction, credit cards, event management and tour operators.

Categories: Business, General Knowledge, News

Difference between Prime Minsiter PMSBY & PMJJBY Scheme

Pradhan Mantri Suraksha Bima Yojana

Highlights of the Pradhan Mantri Suraksha Bima Yojana (Pmsby – Scheme 1 – for Accidental Death Insurance) are

• Eligibility: Available to people in age group 18 to 70 years with bank account.
• Premium: Rs 12 per annum.
• Payment Mode: The premium will be directly auto-debited by the bank from the subscribers account. This is the only mode available.
• Risk Coverage: For accidental death and full disability – Rs 2 Lakh and for partial disability – Rs 1 Lakh.
• Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year before 1^st of June in order to join the scheme. Name of nominee to be given in the form.
• Terms of Risk Coverage: A person has to opt for the scheme every year. He can also prefer to give a long-term option of continuing in which case his account will be auto-debited every year by the bank.
• Who will implement this Scheme?: The scheme will be offered by all Public Sector General Insurance Companies and all other insurers who are willing to join the scheme and tie-up with banks for this purpose.
• The premium paid will be tax-free under section 80C and also the proceeds amount will get tax-exemption u/s 10(10D).But if the proceeds from insurance policy exceed Rs.1 lakh , TDS at the rate of 2% from the total proceeds if no Form 15G or Form 15H is submitted to the insurer.

Pradhan Mantri Jeevan Jyoti Bima Yojana

Highlights of The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY – SCHEME 2 – FOR LIFE INSURANCE COVER)

• Eligibility: Available to people in the age group of 18 to 50 and having a bank account. People who join the scheme before completing 50 years can, however, continue to have the risk of life cover up to the age of 55 years subject to payment of premium.
• Premium: Rs 330 per annum. It will be auto-debited in one instalment.
• Payment Mode: The payment of premium will be directly auto-debited by the bank from the subscribers account.
• Risk Coverage: Rs. 2 Lakh in case of death for any reason.
• Terms of Risk Coverage: A person has to opt for the scheme every year. He can also prefer to give a long-term option of continuing, in which case his account will be auto-debited every year by the bank.
• Who will implement this Scheme?: The scheme will be offered by Life Insurance Corporation and all other life insurers who are willing to join the scheme and tie-up with banks for this purpose.

 

 

Categories: News, Others

PGDBA Business Analytics program at IIT,IIM and ISI

It is a good news for us that the IIT Kharagpur launches the PGDBA Business Analytics program along with IIM Kolkata and Indian Statistical Institute (ISI) Kolkata.  It is very usefull program that who want to become a business analytics professional or want to learn business analytics program in depth with practical manner. If you are join this course you are typically student for all these three instititions IIT Kharagpur, IIM Kolkata and Indian Statistical Institute (ISI) Kolkata. The aim of the program is creating business analytics professionals by giving students cutting-edge inter-disciplinary educational experience. Really this is good news right?.

Program Overview

Students will visit the three institutions – Indian Statistical Institute Kolkata, Indian Institute of Technology Kharagpur, and Indian Institute of Management Calcutta. Each of the three institutes will focus on a separate area of business analytics, in accordance with its expertise and competence. While coursework at IIM Calcutta will focus on the application of analytics in functional areas, ISI Kolkata will bring to the table its expertise in statistical and machine learning theories for analytics, and faculty at IIT Kharagpur will engage with the technology aspects of analytics. In addition, the students will be required to do an internship of six months duration on an analytics project in a business organization. The programme is strictly residential for the components at IIT Kharagpur and IIM Calcutta. Residential requirement is not mandatory for ISI Kolkata. Each institute will arrange board and lodging arrangements for the students subject to availability.

Students successfully graduating from the programme will be expected to join organizations working in the area of analytics. Those interested in higher studies may pursue doctoral or other advanced studies in areas related to analytics.

Semester	Syllabus	Location
First	Mathematical foundation, statistical and machine learning theories for analytics.	Indian Statistical Institute (ISI) Kolkata.
Second	Engineering aspects of analyzing huge volume of data.	IIT Kharagpur.
Third	Application of analytics in functional areas.	IIM Kolkata.
Fourth	An internship of six months duration on an analytics project.	Any business organization.

 

Who all are eligible to this program?

1. A candidate must hold a graduate/post graduate degree with a minimum of 10+2+4 years of formal education. Candidates, who are in the final year, are also eligible to apply provided they complete their formal education as specified above by June 30, 2015.

2. A candidate must have a valid score for at least one of the following examinations:

CAT: CAT 2014 held in November 2014.

GMAT: Score not earlier than 2 years from April 17, 2015

GRE: Score not earlier than 2 years from April 17, 2015

GATE: Score not earlier than 2 years from April 17, 2015

OR Qualified for any Masters level entrance examinations conducted by ISI not earlier than 3 years from April 17, 2015.

A candidate may provide multiple scores for the above qualifying examinations. The score that maximizes the chance for selection will be considered.

Find out below some useful links for this PGDBA Business Analytics Course

Apply through online

https://programslive.iimcal.ac.in/pgdba-application-form-register

Course List

https://programslive.iimcal.ac.in/pgdba-course-list

Application form download

https://programslive.iimcal.ac.in/pgdba-download

Fill the application form and sent it to below mentioned address.

In-charge, Admissions Office

Indian Institute of Management Calcutta

Joka, Diamond Harbour Road, Kolkata 700 104

West Bengal, India

Last date for receiving the Application Form is April 17, 2015

Still you have more questions to ask about this program? dont worry open below link. It may help to resolve your questions i hope.

https://programslive.iimcal.ac.in/pgdba-faqs

Categories: Academic and Professional, News

Explain How - SBI IRCTC Quick Pay Service

I will explain here that how to quickly book IRCTC train Tickets online from IRCTC along with SBI Quick Pay Service.  State bank india (SBI) was introduced a new feauture which is called as "IRCTC Quick Pay". This irctc quick pay option should reduce your time while processing payment  towards your train ticket with your bank. Use this option you can pay your irctc train ticket very easy and fast. For avail this option first you should configure your sbi account with Irctc Quick pay option in SBI online banking.

Follow below steps to configure your sbi account into Irctc Quick Pay. If you don't have SBI account or  SBI account online banking access than you cant able to use this feature. You have SBI account with out online banking login credentials means , you can request to your bank for getting login credentials (username and password). Than only you can able access SBI online banking. Lets follow the steps to enable Irctc Quick Pay service for your SBI account.

Open SBI login page in your browser and enter your username ans password than click login button.

Once you successfully login with your username and password, you can redirect into home page of your account like below. 

Now Click on the  "IRCTC Quick-Pay" link which is in left bottom of your page. Once you click the link you redirect into Account Profile password entry page. Here you can enter your Profile password than click Submit button.

Now you can redirect into Irctc Quick Pay Service terms and conditions page like below.

1.This disclaimer shall govern your use of 'The Quick pay-IRCTC' functionality in the website State bank of India (SBI)- www.onlinesbi.com.

2.'Quick Pay-IRCTC' has been launched to improve the experience of SBI's internet banking users for booking of online rail ticket. This facility allows you to make payment toward purchase of online rail tickets through the online portal of Indian Railway Catering and Tourism Corporation Ltd (IRCTC)- www.irctc.co.in

3.You can configure at your option, any transaction account linked to your internet banking account maintained with SBI, as the default transaction account for the purpose of availing 'Quick Pay-IRCTC' facility. Upon you being redirected from the online portal of IRCTC, in the process of booking online rail tickets , for making payment toward the cost of ticket and other charges ,if any, and upon you accessing your internet banking account maintained with SBI by entering the authorised username and password for making such payment, the configured default transaction account will be debited with the cost of such rail tickets plus applicable taxes , service charges , convenience charges or any other charges subject to availability of sufficient funds in the said account.

4.While your logged into your internet banking account for making such payment, you will not be directed to select a transaction account to be debited to pay to IRCTC or to confirm your transaction .

5.SBI shall not be responsible for any failure in processing the transaction due to non-availability or insufficient of funds in the configured default transaction account.

6.In so far as the services provided by IRCTC are concerned ,SBI assumes no responsibility whatsoever and you shall not be entitled to make any claim against SBI for any deficiency in such services being provided by IRCTC. Any request, on any grounds whatsoever, for refund of amount debited through 'Quick Pay IRCTC' facility towards cost of rail ticket should be taken up directly with IRCTC. SBI shall not be a party to any dispute relating to such refund or any dispute relating to booking, processing, generation or issuance of rail ticket or any other related dispute. Any such dispute may be settled between you and IRCTC.

7.SBI may revise disclaimer from time to time whereupon the revised disclaimer shall apply to the use of 'Quick Pay-IRCTC' functionality from the time of publication of revised disclaimer on our website.

Please read the terms and condition one by one than Click on the Accept check box than click submit button. Now you can redirect into IRCTC Quick pay home page.

Here you can able to view the account which is connected by default with irctc quick pay service. If you have more than one account, select the proper account which is you want to pay your train tickets use this Irctc quick pay service than click on the proceed button.

Once you click on the proceed button you received the High security Password to your registered mobile number. Once you received the High security password in your mobile, enter that into high security password field and click on the Confirm button to proceed further.

Now your selected account was successfully mapped with IRCTC Quick Pay Service.  That's it from the bank side. Now you can login your irctc website with your irctc username and password.

In irctc website as usual you can select your train and enter the passenger details.

Once you reach the payment option segment select payment mode as a net banking and choose your bank as a State Bank of India than click the make payment button to proceed your payment.

Now it will redirect into sbi login page like below.

Here you enter your sbi username and password than click submit button. Now the sbi online banking doesn't ask you to select the account which is use to proceed payment and skip the confirmation page also. These option/pages will be skipped because of IRCTC quick pay configuration. So once you entered username and password your payment was made successfully and redirect into irctc payment confirmation page.

Categories: News

Improve your CIBIL credit score through Billpayments

Pay all your telephone, electricity bills on time to increase credit score. Timely payment of telephone and electricity bills and even insurance premiums will soon be an input for determining the credit worthiness of a borrower by credit information bureaus with the Reserve Bank of India pushing for an expansion of data on borrowers. According to the central bank, this will improve credit bureau coverage from 20% to 70% of prospective borrowers and will enable those in remote areas to get loans.

At present, when a borrower seeks a personal loan or a credit card, the lending institution checks his credit score from credit information bureaus like Cibil, which gives it an idea of his record in repayments. Based on the score, the institution decides whether to lend and at what rate.

Although RBI cannot direct telecom companies, insurers or utilities to share customer data, globally such companies have voluntarily pooled information as they have seen an improvement in payments after they started sharing information.

"The RBI has introduced positive data sharing in India, which allows good repayment behaviour in one product to be of use in predicting behaviour of the consumer in other areas. Telecom and utilities positive data is, hence, likely to help support making credit-worthiness decisions on the segment of the population that does not have access to banking credit," said R Gandhi, deputy governor, RBI.

A positive data is information on timely payment as against reporting of defaults, which is considered negative data. Gandhi was speaking at the seventh annual Cibil TransUnion Credit Information Conference.

Pointing out that India has fallen two ranks from 140 in 2014 to 142 in 2015 in the Ease of Doing Business index, Gandhi said that the country does well in respect of depth of credit information where it scores 7 on a total of 8 score. "Where we did not score was in respect of our retailers / utilities companies not distributing the data to the CICs (credit information companies)," Gandhi said.

Incidentally, the Nachiket Mor committee on financial inclusion had recommended that the RBI should constitute a working group involving the various stakeholders, such as Trai, CERC and CICs to develop a framework for sharing of data between telecom companies, electrical utilities, and CICs. "The underlying acts, rules and regulations governing CICs, electric and telecom sectors need to be examined to make suitable legislative and regulatory changes for this purpose," Gandhi said.

Categories: News

whatsapp installation guide - without simcard or mobile

WhatsApp Messenger is probably the most popular mobile app available today. It lets you share SMS like short messages, files, photos, videos and almost anything with your friends. Also, WhatsApp is available across all the mobile platforms including Android, iPhone, BlackBerry, Nokia and Windows Phone, so almost everyone can use it.

The best think about WhatsApp Messenger is that its free! It uses the internet data plan on your mobile device to send and receive messages and files, and there is no fee to use it. The versatility and usability of WhatsApp Messenger makes it one of the first app everyone installs on their mobile device.

But there is one issue. You can install and use WhatsApp Messenger only on devices that has a mobile SIM. But there are many tablets and devices available today that lets you browse internet and do a lot of interesting stuff without SIM. So, how to install WhatsApp on devices without SIM card? Here's the procedure.

Installing WhatsApp on Devices without SIM Card

Its fine if your device doesn't support SIM card, but it MUST be able to access Internet via using Wi-Fi or cable. Obviously if you can't even access internet from your device, there is no point of installing WhatsApp without SIM on it because WhatsApp uses internet to send and receive files and messages.

You should also have a mobile phone number that is currently not registered on WhatsApp. You can use any old phone for this purpose. The only requirement is that it should be able to receive a SMS. This phone number will be used only to configure WhatsApp on your device that doesn't have a SIM card.

Now we are ready to setup WhatsApp without SIM card. First connect your device to internet. Now go to the official WhatsApp Messenger download page and download it on your device. Install it after downloading it on your device.

Once the installation of WhatsApp is complete, start the app. You will see the WhatsApp welcome screen where it will ask you to agree to its Terms and Conditions. Just click on the 'Agree and Continue' button to agree and proceed.

On the next screen, WhatsApp will ask you for your phone number for verification. Here, enter the phone number of your mobile that is not registered on WhatsApp and click OK. Now the verification will fail but you will receive a verification code on your mobile phone. Just enter this verification code to verify.

Note that it will take about 10 minutes to get the verification message on your mobile phone. So be patient. If you don't get the SMS from WhatsApp in 15 minutes, simply click on 'Call Me' to get a call with verification code and verify using it.

That's it. The hard part is done. Now on the next screen, enter the name your want to display and start using WhatsApp without SIM instantly.

At the time of writing, you need to verify WhatsApp only once. So once your start using WhatsApp without SIM on your device, you don't have to worry about the phone number you used to verify. Once verified, you can use WhatsApp Messenger forever!

Categories: News, Others

Bengaluru book fair from Dec 19‐28

The 11th edition of Bengaluru Book Fair (BBF) will be held between December 19‐28 at Elaan Convention centre in south Bengaluru. The journey of Bengaluru Book Fair (BBF) started in the year 2003 with a vision to provide a wide platform for publishers, authors and book lovers. "Over a million books in 250 stalls on subjects are expected to draw over one lakh visitors during the fest," Nitin S Shah, President, Bangalore Booksellers and Publishers Association (BBPA), told reporters.

The fair after a hiatus last year, now BBF‐Version 11.0, promises to bring to namma Bengaluru the best of reads and digitised forms from around the globe at a single internationally‐styled, he added. BBF has planned a promotional campaign that includes inter‐school, inter collegiate quizzes, music and painting competitions, debates, jam sessions, painting.

"The purpose in targeting youth is to encourage them to return to book‐reading along with their Internet surfing," said Ullasa Kumar, Treasurer, BBPA.

Categories: News

Preeti Shenoy's New Novel

Probably everyone knows the famous novel writer, bestselling Indian author Preeti shenoy who wrote the benchmark novels/books like, 34 Bubblegums and Candies (Released Year 2008), Life Is What You Make It (Relased Year 2011), Tea for Two and a Piece of Cake (Released Year 2012), The Secret Wish List (Released Year 2012), The One You Cannot Have (Released Year 2013).

Around one year, readers are eagerly waiting for the next release from Preeti shenoy. now a good news for them.

Yes you are Right!!!

The next book is ready to release from Preeti Shenoy side. It is a novel. Probably the book was published by west land publishers like her previous book.

The name of the novel is "It Happens For A Reason". Preeti mentioned in her facebook post about the novel "It Happens for a reason" on yesterday.

Also she mentioned few quotes from the novel -

"You never know how these tricky things called relationships can go. One minute you are inseparable. And then, things change."

The best way to handle pain and disappointment is to bury oneself in work.

If you hate what you are doing, you are wasting your life. 

The thing about dates--you keep your expectations low and even the smallest positive that happens seems great.

Anyway i think, Preeti Shenoy's fans (Include me ) all are very happy for her new novel "It Happens for a reason" release.

Her previous book "The One You Cannot Have" was released last year mid of November.

I believe that Preeti Shenoy books always helps to youngsters to go a step forward. Her book is a kind of mirror that replicate the social relationships secret. Yes i am sure this deep analysis and her better understanding about the social relationships it should refelect her "It Happens For A Reason" Novel.

Find out below some notable work from Preeti Shenoy.

Title of the Book	Publisher	Year	ISBN 10	ISBN 13
34 Bubblegums and Candies	Srishti Publishers	2008	8188575682	9788188575688
Life Is What You Make It	Srishti Publisher	2011	9380349305	9789380349305
Tea for Two and a Piece of Cake	Ebury Press (Random House India)	2012	8184002793	9788184002799
The Secret Wish List	Westland Publisher	2012	938261818X	9789382618188
The One You Cannot Have	Westland Publisher	2013	9383260688	9789383260683

The book will be out by December 10th!

More details about "It happens for a reason" book and place your order now!!!


Get it from Flipkart:
CLICK HERE to Buy/Preorder It Happens for a Reason (English) (Paperback) by Preeti Shenoy with special discounts and Options with Cash On Delivery, 30 Day Replacement Guarantee and Free Home Delivery.

Get it from Amazon:
CLICK HERE to Buy/Preorder It Happens for a Reason (English) (Paperback) by Preeti Shenoy with special discounts and Options with Cash On Delivery and Free Home Delivery.

Share your valuable comments about the novel "It Happens for a reason" on below. Thanks in advance.

Categories: News

Richard Flanagan wins Man Booker Prize 2014

Australian author Richard Flanagan has won the Man Booker Prize for his wartime novel "The Narrow Road to the Deep North". The Prize is equal to £50,000.

This novel The Narrow Road to the Deep North related with a love story as well as story about human suffering and comradeship. This is prize is announced on behalf of chair of the judges, AC Grayling. Flanagan's novel is set during the construction of the Thailand-Burma Death Railway in World War Two. It was announced as the winner on Tuesday night at London's Guildhall. This was the first year that the Man Booker prize had been open to all authors writing in English, regardless of nationality. Some writers had expressed fears that the change in the rules could lead to dominance by US authors.

Flanagan, 53, was presented with his prize by The Duchess of Cornwall. Richard Flanagan: ''I never expected to stand here before you in this grand hall in London as a writer, being so honored'' "In Australia the Man Booker is sometimes seen as something of a chicken raffle," Flanagan said. "I just didn't expect to end up the chicken." The author's father, a Japanese prisoner of war who survived the Death Railway, died aged 98 the day the novel was finished.

Grayling said the judges reached a majority decision after some three hours of debate. "The two great themes from the origin of literature are love and war: this is a magnificent novel of love and war. Written in prose of extraordinary elegance and force, it bridges East and West, past and present, with a story of guilt and heroism." The Narrow Road to the Deep North is Flanagan's sixth novel. Born in Tasmania, he is the third Australian to win the Booker. Thomas Keneally's Schindler's Ark won in 1982 while Peter Carey won for Oscar and Lucinda (1988) and The True History of the Kelly Gang (2001). It took Flanagan 12 years to get his novel right. "Other novels came and went as I continued to fail to write this one," he wrote in the Sydney Morning Herald. "I wrote five different versions of this book in order to find the final novel."

The story is set in a Japanese prisoner-of-war camp and centers upon the experiences of surgeon Dorrigo Evans, who is haunted by his love affair with his uncle's young wife two years earlier. Grayling said: "The best and worst of judging books is when you come across one that kicks you so hard in the stomach like this that you can't pick up the next one in the pile for a couple of days. That's what happened in the case of this book."

About the Author RICHARD FLANAGAN

He was born in Tasmania in July 1961. Flanagan's previous novels, Death of a River Guide, The Sound of One Hand Clapping, Gould's Book of Fish, The Unknown Terrorist and Wanting have been published in 26 countries. He directed a feature film version of The Sound Of One Hand Clapping (1998), which starred Kerry Fox. His father, who died the day Flanagan finished The Narrow Road to the Deep North, was a survivor of the Burma Death Railway. The book is dedicated "to prisoner san byaku san ju go" - a reference to his father's Japanese prison number, 335.

Man Booker Prize shortlist 2014
Author	Title	Nationality
Joshua Ferris	To Rise Again at a Decent Hour	American
Richard Flanagan	The Narrow Road to the Deep North	Australian
Karen Joy Fowler	We Are All Completely Beside Ourselves	American
Howard Jacobson	J	British
Neel Mukherjee	The Lives of Others	British
Ali Smith	How to be Both	British

 

Categories: News